TERMS OF USE & PRIVACY POLICY
Protecting Your Personal & Business Information
At Americanized Benefit Consultants, we strive to provide you with the highest level of service and quality of products. In that regard, the privacy of the information you provide to us is important and we want to assure you that we are committed to protecting your privacy. This Privacy Statement outlines the types of information we gather about you, how we use it and with whom we might share it. We urge you to read this Privacy Notice so that you will understand our commitment to you and to your privacy.
Personal Information We Collect
In order to provide you with the highest level of service possible, it is necessary for us to collect and maintain certain personal information about you. We collect this information from applications and other forms, from your dealings with us and others and, depending upon the services and products you have requested or for which we have been asked to provide, we may also receive information from consumer reporting agencies and other sources such as our web site.
The types of information we collect and maintain may include:
- Information contained in applications and other forms including, your name, address, social security number, family member information, beneficiaries, assets and income
- Information concerning your relationships with us such as products or services purchased from us, account balances and transactions and payment history
- Information from consumer reporting agencies such as credit relationships and related history
- Information from visits to our web site such as site data, and online data collection devices known as "cookies".
How We Use Personal Information
Personal information is used in ways that are compatible with the purposes for which we originally requested it. Americanized Benefit Consultants may use your personal information for the purpose of processing your requests and transactions, offering or furnishing additional products and services or to evaluate your financial needs. Americanized Benefit Consultants does not share your personal information with unaffiliated Companies except as provided in this Notice.
Americanized Benefit Consultants will only grant access to your personal information to those employees who have a business purpose for accessing such information. In that regard, we have implemented certain physical, electronic and procedural safeguards to ensure that access to personal information is limited to the appropriate employees. Moreover, Americanized Benefit Consultants requires its employees to protect your personal information and keep it confidential.
In order to provide you with the appropriate level of service, we may share account and transactional information within Americanized Benefit Consultants. We may also share personal information described above with firms that assist us in carrying out your needs. For example, we may share your personal information for specific business purposes with the following companies:
- Financial service institutions, such as mutual fund companies, securities brokers, and banks, with whom we have joint marketing agreements
- Companies under contract to perform services for us or on our behalf (such as vendors providing data processing, computer software maintenance and development, transaction processing and marketing services).
Be assured that Americanized Benefit Consultants does not sell personal information to anyone. Additionally, we treat the personal information of our former clients in the same manner as we treat the personal information of our potential and current clients. We also reserve the right to disclose your personal information in certain circumstances where we feel that disclosure is required by law, to assist law enforcement officials or officials of regulatory agencies, to perform credit checks or collect monies owed to us, and to protect our rights and property.
Accuracy of Personal Information
At Americanized Benefit Consultants, our goal is to maintain current and accurate information about you in order to properly service your needs. Consequently, Americanized Benefit Consultants clients can have reasonable access to their personal information to verify the accuracy of this information. You may either write or call your Americanized Benefit Consultants representative to request your personal account information. If you identify any error in your personal information or you would like to update your records, please advise your Americanized Benefit Consultants representative.
Changes to Our Privacy Policy
Americanized Benefit Consultants reserve the right to make changes to our Privacy Policy at any time. We encourage you to review the Privacy Policy periodically for any updates or changes. Your continued access or use of this web site shall be acknowledgement of your acceptance of all terms and conditions contained in this Privacy Policy.
Thank you and we appreciate your continued support and business.